Howden Life & Health

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Income protection insurance for amateur rugby players

Aviva
Assurity
Vitality
LV=
AIG
National Assurance
Royal London
One Family
Shepherds Friendly
Zurich
Legal & General
Scottish Widows
Sunlife

Protect your income from sports injuries as well as wider risks to your day-to-day life.

Don’t let the worry of injury and the loss of your income stop you from playing the sport that you love.


Income Protection Insurance for amateur rugby players should be available at normal terms with most insurers in the UK.

Some key things for us to know are:

  • Your height and weight
  • Do you get paid to play rugby?
  • Have you had any injuries due to playing rugby in the last few years? And any other medical conditions are currently seeking investigation or treatment on?
  • Current occupation

Rugby players often have a higher BMI due to the amount of muscle mass. At certain points higher BMI levels can mean that insurers will increase the policy premiums. We can speak with the insurer on your behalf and explain that your BMI is due to your rugby playing, which can sometimes help to stop any premium increases. We’ll do the hard work for you and get the right policy for you.

Your rewards

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For you – valuable FREE additional services whilst a client of Howden Life & Health

Why us?

We have over more than 25 years' experience in making a difference to businesses and providing clients with competitive and comprehensive group life and health insurance. We look forward to speaking to you about your requirements. 

  • Established over 25 years
  • CII Qualified advisers
  • Outstanding FCA compliance record
  • 2018/19/20/21/22 and 2023 Protection Review "Health Insurance Broker of the Year"
  • Largest Panel of Life & Health Insurance Insurers in the UK
Monthly Premium Cashback
0-£10 £20.00
£10-£20 £40.00
£20-£30 £75.00
£30-£40 £100.00
£40-£50 £125.00
£50-£60 £150.00
£60-£70 £175.00
£70-£80 £200.00
£80-£90 £225.00
£90-£100 £250.00
£100+ £375.00

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An award-winning team

Protection Guru Awards 2022 Winner