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Howden Life & Health

Income protection insurance for amateur rugby players

Protect your income from sports injuries as well as wider risks to your day-to-day life.

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Let us help you find income protection insurance that’s right for you

  • Cover for accident and sickness
  • Advice led service
  • Compare all the top UK providers
  • Wide range of cover to suite all budgets.

Don’t let the worry of injury and the loss of your income stop you from playing the sport that you love.


Income Protection Insurance for amateur rugby players should be available at normal terms with most insurers in the UK.

Why us?

We have over more than 25 years' experience in making a difference to businesses and providing clients with competitive and comprehensive group life and health insurance. We look forward to speaking to you about your requirements. 

Rugby players often have a higher BMI due to the amount of muscle mass. At certain points higher BMI levels can mean that insurers will increase the policy premiums. We can speak with the insurer on your behalf and explain that your BMI is due to your rugby playing, which can sometimes help to stop any premium increases. We’ll do the hard work for you and get the right policy for you.

  • Established over 25 years
  • CII Qualified advisers
  • Outstanding FCA compliance record
  • 2018/19/20/21/22 and 2023 Protection Review "Health Insurance Broker of the Year"
  • Largest Panel of Life & Health Insurance Insurers in the UK

Some key things for us to know are:

  • Your height and weight
  • Do you get paid to play rugby?
  • Have you had any injuries due to playing rugby in the last few years? And any other medical conditions are currently seeking investigation or treatment on?
  • Current occupation

Making insurance easy.

Excellent, clear advice and assistance to secure income protection to suit my circumstances. Found great cover with very helpful assistance from the team, who were very knowledgeable. Such a relief to find a company who listens, takes the time to ask all the pertinent questions, and leaves you feeling confident you made the right decision. From my experience, I would not hesitate to recommend Howden.”

Date of experience: 02 May 2024

An award-winning team

Protection winner 2018
Protection 2019 Winner
Protection review winner 2020
Protection Guru Awards 2022 Winner
Protection Guru Awards 2022 Winner